Research Center

Banking Sector_ Flash Note on Banks’ Provision and Bad Debts Clearance In The First Haft of 2020

11/09/2020

Share:

BANKS’ PROVISION AND BAD DEBTS CLEARANCE IN THE FIRST HAFT OF 2020

Acting to the Covid-19 outbreak impact on credit quality, Vietnamese banks have actively raised the provision expenses for credit losses in the first haft of 2020.

Based on the 1st haft financial statement of banks, we have observed some movement in the sector:

 – The divergence of loan loss provision expenses growth between state-owned bank (SOBs) and Joint Stock Commercial Bank (JSCBs) groups.
 – Banks accelerated to clear bad debts, unfreezing the pressure on NPL ratio.
 – Loan loss provision coverage ratio was maintained relatively low.

Danh sách báo cáo liên quan

GTHTSVN Research_Sector Report_Vietnam Industrial RE Sector Updates_Oct 1 2026_EN

02/10/2026

GTHTSVN Research_Sector Report_Vietnam Industrial RE Sector Updates_Oct 1 2026_EN (1) Vietnam Industrial Real Estate: 1H2026 Bright Spots and Strategic...

GTHTSVN_Research_Securities_Sector_Ahead_of_Market_Upgrade_EN

26/08/2026

The 2025-2026 period continues to mark a strong transformation for Vietnam’s securities sector, with simultaneous expansion in capital base, client base...

(EN) GTHTSVN_Sector Update_Consumer Sector Update 1H2026_21.08.2026

26/08/2026

(EN) GTHTSVN_Sector Update_Consumer Sector Update 1H2026_21.08.2026 Against the backdrop of heightened geopolitical tensions in the Middle East, Vietnam...

Contact

    For compliance information, please contact:

    [email protected]

    • Stock index