{"id":9600,"date":"2021-04-20T08:25:48","date_gmt":"2021-04-20T01:25:48","guid":{"rendered":"https:\/\/gtht.com.vn\/?post_type=research&#038;p=9600"},"modified":"2021-10-14T08:27:10","modified_gmt":"2021-10-14T01:27:10","slug":"flash-note-view-on-banking-systems-provision-after-1-year-of-restructuring","status":"publish","type":"research","link":"https:\/\/gtht.com.vn\/en\/research\/flash-note-view-on-banking-systems-provision-after-1-year-of-restructuring\/","title":{"rendered":"Flash note: View on Banking system\u2019s provision after 1 year of restructuring"},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 14px;\"><strong>Key notes:<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 14px;\">1. Circular 03\/2021 dated April 02\/2021 eases one-time-large -provision pressure for banks having high restructured loan (VPB, TCB, TPB)<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 14px;\">2. Profit is expected to breakthrough in banks owning strong provision buffer. VCB is the most prudent bank in the sector<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: arial, helvetica, sans-serif; font-size: 14px;\">3. VAMC provision expenses pressure is removed, but provision expenses burden on banks\u2019 profit is still high, especially in VPB. Potential of improving margin for CTG is promising<\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"template":"","cate_research":[80],"specialized":[],"class_list":["post-9600","research","type-research","status-publish","hentry","cate_research-bao-cao-doanh-nghiep-en"],"yoast_head":"<title>Flash note: View on Banking system\u2019s provision after 1 year of restructuring - Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gtht.com.vn\/en\/research\/flash-note-view-on-banking-systems-provision-after-1-year-of-restructuring\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Flash note: View on Banking system\u2019s provision after 1 year of restructuring - Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)\" \/>\n<meta property=\"og:description\" content=\"Key notes: 1. Circular 03\/2021 dated April 02\/2021 eases one-time-large -provision pressure for banks having high restructured loan (VPB, TCB, TPB) 2. Profit is expected to breakthrough in banks owning strong provision buffer. VCB is the most prudent bank in the sector 3. VAMC provision expenses pressure is removed, but provision expenses burden on banks\u2019 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/gtht.com.vn\/en\/research\/flash-note-view-on-banking-systems-provision-after-1-year-of-restructuring\/\" \/>\n<meta property=\"og:site_name\" content=\"Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)\" \/>\n<meta property=\"article:modified_time\" content=\"2021-10-14T01:27:10+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/gtht.com.vn\\\/en\\\/research\\\/flash-note-view-on-banking-systems-provision-after-1-year-of-restructuring\\\/\",\"url\":\"https:\\\/\\\/gtht.com.vn\\\/en\\\/research\\\/flash-note-view-on-banking-systems-provision-after-1-year-of-restructuring\\\/\",\"name\":\"Flash note: View on Banking system\u2019s provision after 1 year of restructuring - Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/gtht.com.vn\\\/#website\"},\"datePublished\":\"2021-04-20T01:25:48+00:00\",\"dateModified\":\"2021-10-14T01:27:10+00:00\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/gtht.com.vn\\\/en\\\/research\\\/flash-note-view-on-banking-systems-provision-after-1-year-of-restructuring\\\/\"]}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/gtht.com.vn\\\/#website\",\"url\":\"https:\\\/\\\/gtht.com.vn\\\/\",\"name\":\"Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/gtht.com.vn\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/gtht.com.vn\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/gtht.com.vn\\\/#organization\",\"name\":\"Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)\",\"url\":\"https:\\\/\\\/gtht.com.vn\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/gtht.com.vn\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/gtht.com.vn\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/faviicon-1.jpg\",\"contentUrl\":\"https:\\\/\\\/gtht.com.vn\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/faviicon-1.jpg\",\"width\":1067,\"height\":1067,\"caption\":\"Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)\"},\"image\":{\"@id\":\"https:\\\/\\\/gtht.com.vn\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>","yoast_head_json":{"title":"Flash note: View on Banking system\u2019s provision after 1 year of restructuring - Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/gtht.com.vn\/en\/research\/flash-note-view-on-banking-systems-provision-after-1-year-of-restructuring\/","og_locale":"en_US","og_type":"article","og_title":"Flash note: View on Banking system\u2019s provision after 1 year of restructuring - Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)","og_description":"Key notes: 1. Circular 03\/2021 dated April 02\/2021 eases one-time-large -provision pressure for banks having high restructured loan (VPB, TCB, TPB) 2. Profit is expected to breakthrough in banks owning strong provision buffer. VCB is the most prudent bank in the sector 3. 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