{"id":9578,"date":"2020-09-11T08:19:37","date_gmt":"2020-09-11T01:19:37","guid":{"rendered":"https:\/\/gtht.com.vn\/?post_type=research&p=9578"},"modified":"2021-10-14T08:20:27","modified_gmt":"2021-10-14T01:20:27","slug":"banking-sector_-flash-note-on-banks-provision-and-bad-debts-clearance-in-the-first-haft-of-2020","status":"publish","type":"research","link":"https:\/\/gtht.com.vn\/en\/research\/banking-sector_-flash-note-on-banks-provision-and-bad-debts-clearance-in-the-first-haft-of-2020\/","title":{"rendered":"Banking Sector_ Flash Note on Banks\u2019 Provision and Bad Debts Clearance In The First Haft of 2020"},"content":{"rendered":"

BANKS\u2019 PROVISION AND BAD DEBTS CLEARANCE IN THE FIRST HAFT OF 2020<\/strong><\/span><\/p>\n

Acting to the Covid-19 outbreak impact on credit quality, Vietnamese banks have actively raised the provision expenses for credit losses in the first haft of 2020.<\/span><\/p>\n

Based on the 1st haft financial statement of banks, we have observed some movement in the sector:<\/span><\/p>\n

\u00a0– The divergence of loan loss provision expenses growth between state-owned bank (SOBs) and Joint Stock Commercial Bank (JSCBs) groups.<\/span>
\n\u00a0– Banks accelerated to clear bad debts, unfreezing the pressure on NPL ratio.<\/span>
\n\u00a0– Loan loss provision coverage ratio was maintained relatively low.<\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"template":"","cate_research":[80],"specialized":[],"class_list":["post-9578","research","type-research","status-publish","hentry","cate_research-bao-cao-doanh-nghiep-en"],"yoast_head":"Banking Sector_ Flash Note on Banks\u2019 Provision and Bad Debts Clearance In The First Haft of 2020 - Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gtht.com.vn\/en\/research\/banking-sector_-flash-note-on-banks-provision-and-bad-debts-clearance-in-the-first-haft-of-2020\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banking Sector_ Flash Note on Banks\u2019 Provision and Bad Debts Clearance In The First Haft of 2020 - Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)\" \/>\n<meta property=\"og:description\" content=\"BANKS\u2019 PROVISION AND BAD DEBTS CLEARANCE IN THE FIRST HAFT OF 2020 Acting to the Covid-19 outbreak impact on credit quality, Vietnamese banks have actively raised the provision expenses for credit losses in the first haft of 2020. Based on the 1st haft financial statement of banks, we have observed some movement in the sector: […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/gtht.com.vn\/en\/research\/banking-sector_-flash-note-on-banks-provision-and-bad-debts-clearance-in-the-first-haft-of-2020\/\" \/>\n<meta property=\"og:site_name\" content=\"Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)\" \/>\n<meta property=\"article:modified_time\" content=\"2021-10-14T01:20:27+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/gtht.com.vn\\\/en\\\/research\\\/banking-sector_-flash-note-on-banks-provision-and-bad-debts-clearance-in-the-first-haft-of-2020\\\/\",\"url\":\"https:\\\/\\\/gtht.com.vn\\\/en\\\/research\\\/banking-sector_-flash-note-on-banks-provision-and-bad-debts-clearance-in-the-first-haft-of-2020\\\/\",\"name\":\"Banking Sector_ Flash Note on Banks\u2019 Provision and Bad Debts Clearance In The First Haft of 2020 - Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/gtht.com.vn\\\/#website\"},\"datePublished\":\"2020-09-11T01:19:37+00:00\",\"dateModified\":\"2021-10-14T01:20:27+00:00\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/gtht.com.vn\\\/en\\\/research\\\/banking-sector_-flash-note-on-banks-provision-and-bad-debts-clearance-in-the-first-haft-of-2020\\\/\"]}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/gtht.com.vn\\\/#website\",\"url\":\"https:\\\/\\\/gtht.com.vn\\\/\",\"name\":\"Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/gtht.com.vn\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/gtht.com.vn\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/gtht.com.vn\\\/#organization\",\"name\":\"Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)\",\"url\":\"https:\\\/\\\/gtht.com.vn\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/gtht.com.vn\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/gtht.com.vn\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/faviicon-1.jpg\",\"contentUrl\":\"https:\\\/\\\/gtht.com.vn\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/faviicon-1.jpg\",\"width\":1067,\"height\":1067,\"caption\":\"Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)\"},\"image\":{\"@id\":\"https:\\\/\\\/gtht.com.vn\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>","yoast_head_json":{"title":"Banking Sector_ Flash Note on Banks\u2019 Provision and Bad Debts Clearance In The First Haft of 2020 - Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/gtht.com.vn\/en\/research\/banking-sector_-flash-note-on-banks-provision-and-bad-debts-clearance-in-the-first-haft-of-2020\/","og_locale":"en_US","og_type":"article","og_title":"Banking Sector_ Flash Note on Banks\u2019 Provision and Bad Debts Clearance In The First Haft of 2020 - Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)","og_description":"BANKS\u2019 PROVISION AND BAD DEBTS CLEARANCE IN THE FIRST HAFT OF 2020 Acting to the Covid-19 outbreak impact on credit quality, Vietnamese banks have actively raised the provision expenses for credit losses in the first haft of 2020. 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