{"id":27530,"date":"2024-11-07T13:31:57","date_gmt":"2024-11-07T06:31:57","guid":{"rendered":"https:\/\/gtht.com.vn\/?post_type=research&#038;p=27530"},"modified":"2024-11-07T13:31:57","modified_gmt":"2024-11-07T06:31:57","slug":"gtjasvn-research_banking-sector_q3-2024-earnings-update_nov-2024","status":"publish","type":"research","link":"https:\/\/gtht.com.vn\/en\/research\/gtjasvn-research_banking-sector_q3-2024-earnings-update_nov-2024\/","title":{"rendered":"GTJASVN Research_Banking Sector_Q3.2024 Earnings Update_Nov 2024"},"content":{"rendered":"<p>The Q3\/2024 banking sector report highlights:<\/p>\n<p>Credit growth reached 9% by the end of September, with private banks seeing strong growth while state-owned banks remained steady.<br \/>\nNet Interest Income (NII) dropped by 2.34% year-over-year due to rising deposit rates, though some private and state-owned banks like CTG, HDB, and STB achieved good NII growth.<br \/>\nNet Interest Margin (NIM) remained stable compared to the end of 2023, though most banks showed a slight downward trend qoq.<br \/>\nNon-interest income declined across service and investment sectors.<br \/>\nProvision costs decreased as non-performing loan growth slowed, though pre-tax profit fell 6.57% quarter-over-quarter.<br \/>\nTotal pre-tax profit was down quarter-over-quarter but showed an 18% year-over-year increase.<\/p>\n","protected":false},"author":12,"featured_media":0,"template":"","cate_research":[80],"specialized":[],"class_list":["post-27530","research","type-research","status-publish","hentry","cate_research-bao-cao-doanh-nghiep-en"],"yoast_head":"<title>GTJASVN Research_Banking Sector_Q3.2024 Earnings Update_Nov 2024 - Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gtht.com.vn\/en\/research\/gtjasvn-research_banking-sector_q3-2024-earnings-update_nov-2024\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"GTJASVN Research_Banking Sector_Q3.2024 Earnings Update_Nov 2024 - Ch\u1ee9ng Kho\u00e1n Guotai Haitong (Vi\u1ec7t Nam)\" \/>\n<meta property=\"og:description\" content=\"The Q3\/2024 banking sector report highlights: Credit growth reached 9% by the end of September, with private banks seeing strong growth while state-owned banks remained steady. Net Interest Income (NII) dropped by 2.34% year-over-year due to rising deposit rates, though some private and state-owned banks like CTG, HDB, and STB achieved good NII growth. 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Net Interest Income (NII) dropped by 2.34% year-over-year due to rising deposit rates, though some private and state-owned banks like CTG, HDB, and STB achieved good NII growth. 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